Accepted by 300+ Insurance Plans
Most insurance plans fully cover your breast pump under the ACA.
Your pump ships directly to your door at no extra charge.
We verify your benefits and file everything with your insurer.
Most orders arrive within a week of insurance verification.
Spectra has earned a devoted following among breastfeeding moms for good reason. Every Spectra breast pump uses a closed-system design, which means a physical barrier prevents milk from ever entering the tubing or motor. This keeps the pump hygienic and eliminates the risk of mold or bacteria growth inside the machine—a critical difference from open-system pumps that many moms overlook until it matters.
What sets Spectra apart from most personal-use pumps is its hospital-strength suction. Models like the Spectra S1 Plus and Spectra S2 Plus deliver adjustable suction levels that rival the performance of hospital-grade rental pumps, giving exclusive pumpers and working moms the output they need without the rental cost. Spectra pumps also run noticeably quieter than many competitors, which makes a real difference during late-night sessions or pumping at the office. With a full lineup that includes portable, plug-in, and wearable options, Spectra offers a model that fits nearly every pumping routine.
Several Spectra models may be covered through your insurance plan. The model you qualify for depends on your specific insurance provider and plan details. Here are the Spectra pumps most commonly available through insurance:
Insurance coverage for each model varies by plan. Pumps for Mom will show you exactly which Spectra pumps your plan covers after you enter your insurance information.
Takes less than 60 seconds. Most moms pay $0.
Yes, most insurance plans cover Spectra breast pumps at no cost to you. Under Section 2713 of the Affordable Care Act (ACA), health insurance plans are required to cover breastfeeding support and supplies, including a breast pump, as a preventive service with no copay or deductible. This means that if you have a commercial health insurance plan, you are almost certainly entitled to a Spectra pump through your benefits.
The specific Spectra model covered depends on your individual plan. Many insurers fully cover the Spectra S2 Plus as a standard benefit. For models like the S1 Plus, S9 Plus, or Synergy Gold, some plans cover them at no cost while others offer them at a reduced upgrade price—you pay only the difference between the base coverage amount and the pump’s retail price. Pumps for Mom works directly with your insurance company to determine exactly which models you qualify for, so there are no surprises at checkout.
Enter your insurance information on this page to instantly see which Spectra models your plan covers at no cost.
Browse the Spectra models available through your plan, compare features side by side, and select the pump that fits your lifestyle.
Pumps for Mom files your insurance claim, handles all the paperwork, and ships your Spectra pump directly to your door with free shipping.
Most insurance plans cover a breast pump at no cost to you.
Rated 4.9/5 by thousands of moms
“I had no idea my insurance would cover a Spectra pump at no cost. Pumps for Mom handled everything—I just picked my pump and it arrived in 4 days.”
Jessica M.
Dallas, TX
“The process was so simple. I entered my insurance info, picked the Medela Freestyle, and they took care of all the paperwork. Truly zero hassle.”
Sarah K.
Richmond, VA
“As a first-time mom I was overwhelmed by the options. Their team helped me choose the right pump for my needs and I paid nothing out of pocket.”
Amanda R.
Phoenix, AZ
Does insurance cover Spectra breast pumps?
Yes, most health insurance plans cover at least one Spectra breast pump model under the ACA’s preventive care mandate. The specific model covered and whether you have any out-of-pocket cost depends on your plan. Pumps for Mom can verify your Spectra coverage in under a minute when you enter your insurance details above.
Which Spectra pump is the most popular?
The Spectra S2 Plus is the most popular Spectra pump for home use thanks to its hospital-strength suction, quiet motor, and reliable plug-in power. For moms who need portability, the Spectra S1 Plus is the top choice because it adds a rechargeable battery while keeping the same performance. Both models feature Spectra’s closed-system design, adjustable suction, and let-down mode.
Can I get a Spectra pump through Medicaid?
Many state Medicaid programs do cover Spectra breast pumps, though the specific models and ordering process vary by state. Some states ship pumps directly while others require you to work with an approved supplier like Pumps for Mom. Check your eligibility using the form above to see what your Medicaid plan covers.
How long does it take to get my Spectra pump?
Most orders ship within 3 to 7 business days after your insurance verification is complete. Pumps for Mom provides free standard shipping on all orders. You can typically order your pump starting at 30 weeks of pregnancy, though many plans allow ordering earlier.
What if my insurance doesn’t cover Spectra?
If your insurance plan does not cover Spectra specifically, Pumps for Mom will show you all the breast pump brands and models your plan does cover at no cost. In some cases, you may still be able to get a Spectra pump by paying a small upgrade fee above your plan’s base coverage amount.
Most insurance plans cover at least one Spectra model at no cost to you. Find out in under 60 seconds.
