Did you know that you can get an insurance breast pump, possibly at no additional cost to you? Most insurance providers cover breast pumps because they qualify as preventative healthcare, thanks to the benefits of breastfeeding for moms and babies. There are options galore, including upgrades for moms looking to stock up on all their breastfeeding products at once. Below is a breakdown of the steps to getting an insurance breast pump and how to upgrade.
Does Insurance Cover Breast Pumps?
Insurance Breast Pump Options
The Affordable Care Act (ACA) requires most insurance plans to cover costs associated with breastfeeding, which includes breast pumps. Many insurance providers even offer a new breast pump for every pregnancy, no matter how many children the mother has had. Keep reading to discover which breast pumps are available through insurance and learn more about your options for upgraded pumps.
Types of Insurance Breast Pumps
Most major health insurance plans cover breast pumps, so look to your provider to see which products they offer. The following links detail some of the most common insurance providers and how to get a breast pump with help from Pumps for Mom.
- Aetna Insurance Breast Pump
- UnitedHealthcare Insurance Breast Pump
- Blue Cross Blue Shield Insurance Breast Pump
- Cigna Insurance Breast Pump
- Anthem Insurance Breast Pump
As far as the breast pumps themselves, some of the most commonly covered breast pump brands include:
- Medela, considered a go-to, is known for being reliable, easy, and safe to use.
- Ameda breast pumps combine comfort and efficiency through customization settings, portability, and safety features.
- Spectra breast pumps feature power, portability, and an ultra-quiet motor.
- Lansinoh breast pumps improve the experience with comfortable and effective pumping, plus qualities like dishwasher-safe parts and optional battery power.
Learn more here about what to look for in an insurance breast pump.
How to Get a Breast Pump Through Insurance
When to Order Your Insurance Breast Pump
You can order your breast pump any time throughout your pregnancy, but be sure to order by your third trimester at the latest. That will give you one less thing to worry about when the baby arrives, plus it may take some time for the breast pump to ship. You may also need a prescription or pre-authorization from your doctor to get an insurance breast pump. The pre-authorization process typically involves paperwork from you and your doctor to prove to the insurance company that your breast pump is beneficial to your health and the baby.
How Pumps for Mom Can Help
Pumps for Mom make it easy to get your insurance breast pump. Just fill out our qualification form to see what breast pumps are covered by your specific insurance, and one of our Maternity Products Specialists will help guide you through the rest of the process. If you need a prescription or any other documentation, our team will let you know, and then your insurance breast pump will be on its way! Remember that payments and coverage options are different depending on your plan and product, but our expert team will help answer any questions.
How to Upgrade Your Breast Pump Through Insurance
Insurance Breast Pump Upgrades
For many soon-to-be mamas, there may be an option to upgrade your insurance breast pump with helpful extras. While the pumps available through insurance are high quality, upgrades may include additional pieces like a bag, extra parts, extra bottles, or other bonus parts, depending on your plan. Below we highlight a few upgrade selections available through Pumps for Mom.
Standard Breast Pump Upgrade Options
As one of the most popular breast pumps, Medela also offers an impressive inventory of upgrade options. For example, the Medela Pump In Style Advanced with Metro Bag comes with the breast pump itself, two sizes of PersonalFit™ breast shields, and work surface and mesh storage bags for pumping and transport flexibility.
Ameda is another excellent option for moms looking to upgrade. The Ameda Mya Joy Plus with Tote and Cooler is a jam-packed product that includes the Ameda Mya Joy Plus, a manual breast pump, an AC power adapter with USB-C cord, a dual HygieniKit milk collection system, CustomFit flanges, two extra valves and diaphragms, a tote bag, an accessory bag for parts, a cool and carry cooler bag, and containers with lids.
Spectra also offers extra options, including the Spectra S1 Plus with Tote and Cooler and the Spectra 2 Plus with Tote and Cooler. The included totes, which are often part of an upgrade package, come in handy for moms on-the-go who need to carry their pump around in a sanitary bag.
No matter which brand you go with, or if you need help selecting a hospital-strength breast pump or extra accessories, Pumps for Mom can help make your upgrade process stress-free.
How Much Does an Insurance Breast Pump Upgrade Cost?
The cost of an upgrade depends on the pump and the insurance provider. If you can, use funds from a flexible spending account (FSA), health savings account (HSA), or health reimbursement account (HRA) to pay for upgrades. Replacement breast pump parts are also usually covered by insurance but may require additional payment out-of-pocket.
How to Order a Breast Pump Through Insurance
Postpartum recovery can be a lot of work, even without worrying about how to get an insurance breast pump. Pumps for Mom has the brands and insurance coverage options that make it easy for moms to find the best breast pump for their needs. Want to go ahead and order your breast pump with insurance? Get started today, and let Pumps for Mom help you every step of the way.